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7 September 2024, 04:59 AM | #1 |
"TRF" Member
Join Date: Oct 2021
Real Name: Bill
Location: Florida
Watch: Patek and Rolex
Posts: 254
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Insurance rates for Patek
I called USAA and they quoted me a $70 per $10,000 increment for watch insurance.
What are typical rates for your insurance? |
7 September 2024, 08:47 AM | #2 |
"TRF" Member
Join Date: Nov 2023
Location: US
Posts: 99
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7 September 2024, 09:36 AM | #3 |
"TRF" Member
Join Date: Oct 2011
Real Name: Jim
Location: Orange County, CA
Watch: Rolex, AP & Patek
Posts: 3,743
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I had nationwide private client for the last 10 years and was about 0.8%. Unfortunately they left CA so getting quoted more in the 2% range now.
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7 September 2024, 09:53 AM | #4 |
"TRF" Member
Join Date: Dec 2022
Location: CT
Posts: 101
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~0.5%
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7 September 2024, 10:59 AM | #5 |
"TRF" Member
Join Date: Feb 2024
Location: North America
Watch: 5167A
Posts: 24
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Just under 2% in Canada but I imagine this is more expensive compared to the US since they have more options for coverage
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7 September 2024, 11:30 AM | #6 |
"TRF" Member
Join Date: Mar 2011
Real Name: B.
Location: Beverly Hills, CA
Posts: 3,581
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Have to imagine this is predicated by your zip code, I am paying ~3% in LA.
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Richard Mille RG RM030 || Richard Mille RM72ti || AP 26240 50TH Green Royal Oak Chrono || AP Royal Oak Off Shore Gulf Blue 26238 || AP Royal Oak Blue JUMBO SS 15202ST || AP ROO Diver Green 15720ST || ♕ Rolex Platinum Daytona Diamond 116506 || Cartier Santos |
7 September 2024, 11:37 AM | #7 |
"TRF" Member
Join Date: Jan 2018
Location: USA
Posts: 430
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It depends on the zip code. I am paying around 1.5%
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7 September 2024, 12:04 PM | #8 |
2024 ROLEX SUBMARINER 41 Pledge Member
Join Date: Dec 2010
Real Name: PaulG
Location: Georgia
Posts: 41,819
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0.625% StateFarm
Very close to OP's rate. But have safe, have double alarms, have home, auto, personal bundle. YMMV - my zip code doesn't hurt. Sent from my iPhone using Tapatalk Pro
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Does anyone really know what time it is? |
7 September 2024, 01:44 PM | #9 |
"TRF" Member
Join Date: Aug 2009
Location: California
Posts: 48
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0.9% in NorCal
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7 September 2024, 11:13 PM | #10 |
2024 ROLEX SUBMARINER 41 Pledge Member
Join Date: Nov 2010
Location: North Carolina
Watch: Rolex/Others
Posts: 47,385
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A lot of factor to determine. Location and value the best indicators. I think I pay about 1.5% of total value.
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8 September 2024, 07:52 AM | #11 |
"TRF" Member
Join Date: Sep 2012
Location: USA
Posts: 1,204
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Zip code will play a huge role, but State Farm wouldn't even offer me a personal articles policy anymore here in LA. Jewelers Mutual gave me a quote, Hodinkee's rate was much much better
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8 September 2024, 09:28 AM | #12 |
"TRF" Member
Join Date: Feb 2013
Real Name: Louis
Location: Bay Area, CA
Watch: PP 5131R
Posts: 5,148
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Jeweler’s Mutual for my wife’s main wedding ring she wears is 1.3% in San Mateo County, which ends up being ridiculously expensive however it’s a limited edition that hasn’t been made for years and they’d have to make a new one, so the insurance money probably isn’t going to get there anyway.
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8 September 2024, 09:41 AM | #13 |
"TRF" Member
Join Date: Dec 2009
Real Name: Bob
Location: Mountains
Watch: ALS, AP, PP, Rolex
Posts: 2,987
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Chubb @ just over 1% via Hodinkee.
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5 October 2024, 11:01 AM | #14 |
2024 Pledge Member
Join Date: Sep 2008
Location: USA
Posts: 9,137
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Assume per year
Sent from my iPhone using Tapatalk |
6 October 2024, 06:04 AM | #15 |
"TRF" Member
Join Date: Aug 2023
Real Name: Eaton B.
Location: California
Watch: n+1
Posts: 166
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~1.1% on Hodinkee/Chubb for me in SoCal
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7 October 2024, 01:42 PM | #16 |
"TRF" Member
Join Date: Sep 2021
Location: US
Posts: 2
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1.5% with Chubb in MI.
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8 October 2024, 05:57 AM | #17 |
"TRF" Member
Join Date: Mar 2022
Location: US
Watch: 15407
Posts: 90
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~0.5%
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19 October 2024, 04:49 AM | #18 |
"TRF" Member
Join Date: Jun 2011
Location: SF
Posts: 589
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