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Yesterday, 06:24 PM | #1 |
2024 Pledge Member
Join Date: May 2020
Real Name: Ollie
Location: UK
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Watch Insurance - UK
Just some information for you all, as this subject comes up a lot.
I've just renewed my home policy through Admiral in the UK. I noticed I still had a 114270 Explorer on the policy that I'd sold a couple of years ago. I removed the watch from the policy, it was insured for £6000 for worldwide accident, damage and theft. It removed £115.20 from my annual policy, which I think is very good value for complete peace of mind. |
Yesterday, 06:38 PM | #2 |
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Join Date: Sep 2024
Location: United Kingdom
Watch: Rolex DateJust 41
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Thanks for this - I'm just in the process of updating home cover to cover my Rolex so useful to have this sort of reference point.
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Yesterday, 07:17 PM | #3 |
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Join Date: Aug 2023
Location: United Kingdom
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I was with Admiral, but found them hard work administratively. When my renewal came through, it was significantly higher too.
Switched my home policy to MBNA who were cheaper and easier to deal with (did not want to see purchase receipts). The cover is good too. |
Yesterday, 07:23 PM | #4 |
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Real Name: Niki
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I’ve been with Aviva for perhaps 10 years now and just received a refund off approx £100 for removing a BLNR from my policy that has 11 months left on it.
Insuring watches via home policies tends to be much cheaper than standalone insurance cover but as always shop around for the best deal (perhaps it’s time I did so given my 10 years with Aviva 🙄) Sent from my iPhone using Tapatalk |
Yesterday, 08:44 PM | #5 |
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Join Date: Oct 2021
Location: UK
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I also have just moved from Admiral to MBNA. It’s very easy to change watches insured with them and appears to be pretty comprehensive
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Yesterday, 10:00 PM | #6 |
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Join Date: Nov 2019
Location: UK
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I use Halifax and have found them to be very good as you can speak to them on the phone and make any changes easily.
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Yesterday, 10:02 PM | #7 |
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Real Name: Harry
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I wouldn't touch Admiral again with a 100 foot pole. Screw me once....
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Yesterday, 10:58 PM | #8 |
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Join Date: Jul 2022
Location: London
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Yesterday, 11:34 PM | #9 |
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Real Name: Igor
Location: new york
Posts: 151
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doesnt home insurance take a hit with a claim? Why not insure with standalone jewelry policy instead?
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Today, 12:05 AM | #10 | |
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Join Date: May 2019
Location: Uk
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Quote:
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Today, 01:43 AM | #11 |
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Join Date: May 2023
Location: UK
Watch: 124060, 126710BLNR
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I'm with Halifax too and just added my OP36 for the equivalent of £50 per year. I thought they may insist on a safe as I have three Rolexs in the house, but not yet!
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Today, 01:44 AM | #12 |
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Join Date: Sep 2022
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I’m going to disagree and say I think that’s quite expensive. While £115 isn’t a huge amount of money, it’s only insured for £6k so the additional premium is nearly 2% of the insured value.
You can pick up policies that will cover that sort of value of watch without even having to list it separately or notify the insurer that you have it so it’s just included in the bog standard cover. |
Today, 05:04 AM | #13 |
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Join Date: Dec 2018
Location: North England
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I moved my home insurance and watch insurance to TH March, they are insurance brokers and obtained house and watch insurance combined for about 30% of what I was paying for them separately
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Owner of a 116520 White APH dial a black dial 126500 Daytona and a 2021 Black no date Sub |
Today, 05:39 AM | #14 |
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Join Date: Oct 2021
Location: UK
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Today, 08:09 AM | #15 |
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Join Date: Feb 2023
Location: UK
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My advice is make sure you read the fine print on the insurance to make sure there are no restrictions…
Nationwide told me that the watches were only insured if opened up and inspected EVERY year. Another bank said they need to be kept in a safe to be insured whilst at home, but didn’t necessarily make it clear that the safe must be bolted to the ground. I use TH March who were recommended by my AD and are very good.
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TT SkyDweller, GMT BLRO, Submariner LV, OP 41 ‘Celebration’, TT Daytona, YM40 Blue, DJ41 Black Diamond, DJ36 Mint |
Currently Active Users Viewing This Thread: 3 (2 members and 1 guests) | |
Funkle , Cru Jones |
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