I’m sorry this happened to you OP. 25K EUR is a significant amount of money.
I have had deals before where seller’s name is different from bank account name. I just get supporting documents for both names (passports, business registrations, etc).
I have also experienced transfers not going thru (but not for watches) due to suspicion of money laundering as the recipient bank deemed the supporting documents insufficient. But in these instances, the recipient bank rejects the transfer and in a week, the funds are back to the sending bank.
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