Quote:
Originally Posted by Patton250
I really don’t understand how that works. Your homeowners insurance will cover your watch if you’re out fishing and it breaks off and falls to the bottom of the ocean, or someone steals it from you? What if you fall down a set of stairs and smash it? Does your homeowners insurance cover the repairs for that?
My coverage with jewelers mutual covers all of those things and more.
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Yes, it covers all of that. If I get robbed there is a cap on how much of my my personal possessions they will cover.
And yes, I work close to my bank and change quite often. I could have all of them at home and my insurance would probably cover them, but I feel a bit uneasy doing that. I have synthesizers worth more in my studio, but they are not exactly as liquid as a Rolex.
