[Tricolore66]

How do you go out to the garage and look at the “toy” car you need to make 144 payments on before it’s yours and not want to throw up?

Originally Posted by 7sins

If you need to get your monthly payment lower, look into Woodside Credit, they do 144 month loans. Alternatively, would look to amazonleasing, no affiliation with the Amazon we all know, they will lease you a preowned car thus you are only leasing the amount between the purchase price and residual. They have a payment calculator on their website and run lease deals. This is an excellent option to go CPO, get an extended warranty and let someone else incur the initial depreciation after the first year or two. Last, not sure what state you are in, if you are in a high sales tax state, contact montanacorporate and have them set you up a Montanna LLC. Here in CA I have saved hundred of thousands of dollars in sales tax registering all my cars in MT with zero sales tax, tags are significantly less and I believe if the car is 11 yrs or older you can get permanent tags for $350.

Personally, I would not limit yourself to only Porsche, I would test drive cars from other manufacturers that you feel most comfortable getting in and driving. If you have no plans of tracking the car, you have to decide what is most important to you other than the badge on the front. You have a lot of options outside of Porsche that are comfortable and sub $150k. You are also are buying during Summer when sport car prices are at their peak, you can get better deals come winter.

My only piece of advice, take your time, make no regrets and buy EXACTLY what you want. I can't tell you how many times I compromised on a model or options to end up selling and buying what I wanted initially, especially when it comes to a meaningful purchase like this.