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tfarragher · 7 August 2019, 03:21 AM

Hi

Does anyone know of a good insurer that will cover 2 x Rolex watches valued at around £10k and £14k within their buildings and contents insurance (along with a £26k diamond engagement ring)?

ChronoHog · 7 August 2019, 03:39 AM

Dont know about the ring but Halifax will probably cover the watches

Sent from my SM-G950F using Tapatalk

Zakalwe · 7 August 2019, 03:51 AM

I’m with Hiscox. Unlimited contents; lots of watches and jewellery; stuff not required to be itemised up to an individual limit of £15k; no stipulation requiring a safe; covered in and out of the home and the country; slightly dodgy postcode. Circa £800.

phez · 7 August 2019, 04:17 AM

Quote:

Originally Posted by tfarragher

Hi

Does anyone know of a good insurer that will cover 2 x Rolex watches valued at around £10k and £14k within their buildings and contents insurance (along with a £26k diamond engagement ring)?

Tbh in my experience a great deal depends on the total value of the contents you need covering.

Most home contents policies will cover up the £75k but the engagement ring value will be a stumbling block. £15k per item limit seems to be the norm.

I’m with Hiscox as they are the only ones who will cover my PT DD40 on all risks, in and out the home. And as a previous poster has said, you merely have to specify anything over £15k and no valuation required.

Russell996 · 7 August 2019, 04:44 AM

If you don’t get any joy try a specialist broker.

A specialist broker will be able to cover the ring and both watches, you will even have options to insure for grey market prices if they are pieces that can’t be replaced easily - premiums will of course depend on what risks they are covering and the sums insured.

lee fowler · 7 August 2019, 04:55 AM

TH March works for me and they can do it all as well.

Soultime · 7 August 2019, 01:40 PM

There have been a couple of similar threads recently if you do a search.

errol0_7 · 7 August 2019, 07:38 PM

Quote:

Originally Posted by tfarragher

Hi

Does anyone know of a good insurer that will cover 2 x Rolex watches valued at around £10k and £14k within their buildings and contents insurance (along with a £26k diamond engagement ring)?

I use LV - no issues and decent premiums

7 August 2019, 03:21 AM	#1
tfarragher "TRF" Member Join Date: Jun 2018 Location: Bacup Posts: 2	UK Insurance Hi Does anyone know of a good insurer that will cover 2 x Rolex watches valued at around £10k and £14k within their buildings and contents insurance (along with a £26k diamond engagement ring)?

7 August 2019, 03:51 AM	#3
Zakalwe "TRF" Member Join Date: Jun 2017 Real Name: Sal Location: London Posts: 2,496	I’m with Hiscox. Unlimited contents; lots of watches and jewellery; stuff not required to be itemised up to an individual limit of £15k; no stipulation requiring a safe; covered in and out of the home and the country; slightly dodgy postcode. Circa £800. __________________ “Never argue with idiots. They will drag you down to their level and beat you with experience." - Mark Twain

7 August 2019, 04:55 AM	#6
lee fowler 2025 TitaniumYM Pledge Member Join Date: Apr 2015 Location: UK Watch: GMT Posts: 2,565	TH March works for me and they can do it all as well. __________________ Instagram: @lee1563

7 August 2019, 03:39 AM	#2
ChronoHog "TRF" Member Join Date: Nov 2018 Location: Uk Posts: 76	Dont know about the ring but Halifax will probably cover the watches Sent from my SM-G950F using Tapatalk

7 August 2019, 04:44 AM	#5
Russell996 2025 Pledge Member Join Date: May 2016 Location: UK Posts: 4,304	If you don’t get any joy try a specialist broker. A specialist broker will be able to cover the ring and both watches, you will even have options to insure for grey market prices if they are pieces that can’t be replaced easily - premiums will of course depend on what risks they are covering and the sums insured.

7 August 2019, 01:40 PM	#7
Soultime "TRF" Member Join Date: Oct 2016 Location: Cheshire UK Posts: 1,072	There have been a couple of similar threads recently if you do a search.

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