Credit card sales

[watchnut]

Anyone have their AD refuse a credit card or act p***y about it? I got in the habit of paying by check to get the discounts and never paid MSRP. I always pay my balance anyway but it would be nice to get the rewards from the card company.

[GoldenBear]

No. But I know Amex charges something like 4% back to the retailer. That's why a lot of stores don't take AMEX. So, it's even less margin for the AD after your discount.

[GerardoG]

I only use Amex....for EVERYTHING. Never had a problem with AD's, they give me the discount no matter what.

[frostie]

All of the AD's here in greece accept credit cards

[frostie]

Originally Posted by GerardoG

I only use Amex....for EVERYTHING. Never had a problem with AD's, they give me the discount no matter what.

It's really good that you get the discount even though you pay with a credit.

[tnt]

my AD gave the same discount no matter cash or credit card.

[GerardoG]

Originally Posted by frostie

It's really good that you get the discount even though you pay with a credit.

Yes. Plus I get the extra insurance from Amex and the points/rewards

[SPACE-DWELLER]

My AD always checks my credit card

But thankfully it is nothing personal. According to Danish credit card rules - using the Danish credit card "Dankort" - any purchase over DKR. 10,000 (about 2,000 US $) must be checked by the credit card issuer before being completed.

"Dankort" is considered as being equivalent to CASH, so no extra credit card fee is added!

[rongmt]

My AD (which shall remain nameless to avoid upsetting the CC companies) will only discount when using Visa and not Amex. My store only accepts Amex and I am paying 2.x%.

[PA WOLFPACKER]

My AD offered a discount if I paid in full, so I brought my check book when I purchased the watch. He asked me if I had a credit card and allowed me to use it???

I receive a 1% rebate on the card so I got a better deal than I originally thought...

[f16570]

Amex is not to popular in the UK, but no issue with Visa/Mastercard.

f

[GoldenBear]

Couple of points--
1) I bought a watch in a foreign country using local currency and my AMEX. Upon currency conversion I got a very favorable rate via AMEX. The watch was even cheaper.
2- An AD would likely prefer you use a credit card instead of a personal check. Much more accountability using a CC than a check.

[Launch Mini]

If you have a relationship with the AD, I think it would be prudent to make a point of using cash or cheque to pay rather than a Card. WHile you are chatting, make a point to tell the sales person you know the store takes a hit on the CC usage & you would rather have the $$ stay in the owners hands than the big CC companies.
Now this should pay dividends down the road for you with future purchases.
If you get back 1%, your talking less than $100 for a $10,000 watch in points, but the AD might be saving $400.
If you buy Pannies, that quite often translates into a free stap or some other swag too.

[tomski12]

From what I understand, the vendor agreement does not allow different prices for cash vs. credit. Not sure about that because I do recall gas stations charging different prices for cash and credit. I do know it is a violation of the vendor agreement to refuse a credit card purchase if it is too small. ie no credit card purchase of less than x dollars.