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Old 25 March 2014, 05:09 AM   #1
MsRosey
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What happens if someone steals/robs you for your Rolex?

Are you pretty much screwed? Only thing holding me back from buying one is potential theft..

I live in Manhattan (downtown) so no neighborhood is truly completely safe due to the fact that peolpe can easily roam from one place to the next.

Then there is the subway...

So do you guys insure your Rolex or only wear it for special occasions? I'd liketo wear mine every day to work.
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Old 25 March 2014, 05:10 AM   #2
Urosfan
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Insure it wear it and enjoy nyc is safe
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Old 25 March 2014, 05:10 AM   #3
Maxy
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Quote:
Originally Posted by MsRosey View Post
Are you pretty much screwed? Only thing holding me back from buying one is potential theft..
Insurance?
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Old 25 March 2014, 05:13 AM   #4
beshannon
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Quote:
Originally Posted by MsRosey View Post
What happens if someone steals/robs you for your Rolex?
I would file a police report and contact my insurance company. Then I would start shopping for a new Rolex.

Quote:
Originally Posted by MsRosey View Post
I live in Manhattan (downtown) so no neighborhood is truly completely safe due to the fact that peolpe can easily roam from one place to the next.
Sounds like a terrible place to live, I am sorry.
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Old 25 March 2014, 05:15 AM   #5
samson66
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That's why they make insurance
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Old 25 March 2014, 05:15 AM   #6
Spartacus
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I will probably tell him to make sure he services it every so often, rinse after exposure to saltwater and that TRF is a great community.
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Old 25 March 2014, 05:16 AM   #7
MsRosey
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How much is insurance on a $7,000 Rolex?
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Old 25 March 2014, 05:16 AM   #8
nygo
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this is what should happen.

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Old 25 March 2014, 05:16 AM   #9
SaddleSC
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Insure it and wear it every day.
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Old 25 March 2014, 05:17 AM   #10
SaddleSC
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Quote:
Originally Posted by MsRosey View Post
How much is insurance on a $7,000 Rolex?
It depends on your zip code, but typically anywhere between 1-2.5% per year. So around $70-$175 a year.
I have used Jewelers Mutual for the last 18 years and been very happy.
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Old 25 March 2014, 05:17 AM   #11
beshannon
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Quote:
Originally Posted by MsRosey View Post
How much is insurance on a $7,000 Rolex?
That depends on a great many things, quotes are likely different for each person based on where they live, their credit score etc.

Call your insurance agent and ask.
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Old 25 March 2014, 05:30 AM   #12
Frosty
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Insure it and wear it every day.
+ 2
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Old 25 March 2014, 05:32 AM   #13
NukeMan
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You won't be alone wearing a Rolex downtown Manhattan!
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Old 25 March 2014, 05:32 AM   #14
JP Chestnut
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I'd probably be fairly bummed out.
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Old 25 March 2014, 05:32 AM   #15
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I call on the powers of darkness to remove their spine by means of a freak accident.
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Old 25 March 2014, 05:35 AM   #16
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My last trip to NYC, I was on the same train car with a Plat DD, and YM. That was all I could see. I had on my Sub (no date).

I grew up in NYC, in the projects, and have been robbed only once. I have long since moved, however, as others have noted, Insurance is your friend. Think too much about getting robbed, and you'll get robbed. Wear and worry free. If I'm approached for a robbery and they want my watch. I take it off, hand it over with a smile and go about my day. Call the Police, call USAA, and I'll have another watch within a week or two. If that happens, I'd strap another one of mine on and complete an INCOMING thread on TRF with a little jig and

At the end of the day, most people don't notice, or will think its a Marc Jacobs
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Old 25 March 2014, 05:37 AM   #17
Armyguy03
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I call on the powers of darkness to remove their spine by means of a freak accident.
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Old 25 March 2014, 05:39 AM   #18
mjclark32
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Insurance
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Old 25 March 2014, 05:42 AM   #19
Wesley Crusher
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Life is too short to worry about "what if...."

Buy what you like and enjoy it. If you're truly concerned, get it insured.
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Old 25 March 2014, 05:42 AM   #20
doubleroll
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I guess it can happen anywhere but NYC is relatively safe if you are aware of your surroundings.


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Old 25 March 2014, 05:46 AM   #21
Tridor
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Insurance. Takes away quite a few worries.
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Old 25 March 2014, 05:47 AM   #22
RUK
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insure it.. what ever it costs .. its worth it to be free to wear it
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Old 25 March 2014, 05:50 AM   #23
Matt C
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I would get all Jean Claude Van Dam on their arse! To echo everyone else though, insurance.
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Old 25 March 2014, 05:57 AM   #24
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After the police report, ask where the nearest AD is located if you are out of town.
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Old 25 March 2014, 05:57 AM   #25
APguy1
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Insurance is your best friend !!!
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Old 25 March 2014, 06:00 AM   #26
bayerische
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Ummmm. I've been multiple times in NYC, and never would I have even thought about "is my watch safe?"

If I was mugged, I'd happily hand over my watch, as it's insured any where in the world.

If you want a Rolex, buy one and enjoy it.

Some people get in accidents, etc, but I guess you still venture outside?
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Old 25 March 2014, 06:03 AM   #27
alubin
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I live in NYC and very rarely, if ever, worry about the safety of my watch but they are insured nonetheless. If i were mugged or in any danger, I would hand over my watch without thought. Buy the watch, insure it, and enjoy it.
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Old 25 March 2014, 06:07 AM   #28
Swearengen
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Or maybe Ving Rhames






Quote:
Originally Posted by Matt C View Post
I would get all Jean Claude Van Dam on their arse! To echo everyone else though, insurance.
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Old 25 March 2014, 06:10 AM   #29
HogwldFLTR
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Grew up in Manhattan on Park Ave. I've roamed a long ways from there ending up living on a beach in MA after living in all four corners of the country. I must say that I miss the jazz of NYC but not the stress. I've got too large dogs and never lock the door. Not much crime around here anyway. Where I live now is much like the Hamptons in the sixties (my folks had a summer home in WHB). I'll take it any day over NYC. I've not worried about being mugged since I left the NY area.
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Old 25 March 2014, 06:15 AM   #30
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Give it up & get another one day.
Remember your priorities.
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