Financing AP? Can you?

[dimitros]

I financed my student loans and they are locked in at less than 3% and that education is now paying dividends. That was worth it...

A house is worth financing these days because of low interest rates, reasonable expectation for appreciating in value and the tax benefits. Financing is a good idea if you don't have all the money up front.

Other than that why pay interest for a DEPRECIATING asset that you don't really need?!?

You won't become rich or stay rich by making bad financial moves. If watches are the one splurge in your life, and it makes you really happy, you are not otherwise into fancy cars, clothes, vacations, and lets say your double income with no kids and its your passion... Well life is short after all then do it. But otherwise I'd say you're crazy.

I agree with all the above posts, I buy watches and car with cash, and as Salman suggested 'like new' used to avoid a steep depreciation hit.