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Old 20 July 2012, 07:02 AM   #24
gwalker
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Join Date: Jul 2011
Real Name: Gunter
Location: AL/NJ
Watch: DSSD; 116610LN
Posts: 5,509
Most of the time you lose some of the discount with in house financing so your argument really doesn't work. I made a down payment of about 40% on my AP and paid the remainder when I picked it up. Im actually with you on the idea that with really low or no interest it's stupid not to take it but every time I've inquired about it I could get atleast 10% more off with cash. Im not going to say like some on here that debt is such a bad thing. I took out 15 year loans for my RV and boat. The RV is paid for now but I still owe on the boat. I'd rather have a boat payment than have to save many years to pay outright for it. That said all my family and friends gets tons of enjoyment out of the boat. We take it out weekly and the fun and memories had on it are priceless. I only get enjoyment out of a watch so I'd never finance one.
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