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Old 21 August 2013, 03:42 AM   #30
colpol
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Join Date: Jul 2010
Location: Scotland
Posts: 2,895
There are always ways to "claw back" money

take in sandwiches to work, avoid expensive coffee's, ebay things not required to name but a few. Even adjusting your driving habits - shop about for fuel, stop putting the foot down heavily, etc. Even putting your hand up for a few hours a week OT if got the opportunity - take that cash at end of month & put into your fund

penny's make pounds so they say - all add's up
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