Appraisals for Insurance (why so hard)

[Jonmartin]

Does anyone else's insurance request an appraisal before they schedule the watch on their policy?

My insurance is asking for an appraisal but since I didn't buy the watch from a dealer no one in my area wants to do the appraisal and its quite annoying I even called the AP boutique and asked what it would cost and they all pretty much say the same thing "We don't do appraisal unless you bought it from us" which sort of understand if it were just a regular AP dealer etc. But I think if I call the AP boutique I think they should be happy to do it for the mere fact that at some point if I want a new strap or a service or maybe even a new watch then they should want to keep me close I would think.

So with that said any thoughts?