To insure or not?

[christian1221]

Just curious as to everyone’s opinion or preference on insuring their watches? I haven’t yet, received a quote from my homeowners insurance company and it was around $250 a year for 2 SS watches. I have 3 right now, and sometimes rotate but wear the Hulk the majority of the time so was thinking about just insuring it. It would certainly be no fun to lose one without the insurance, but I feel the chances are slim of that happening. Anybody that has insured their watch ever have to make a claim?


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