Girls Coffeeshop Talk

[Carolina]

Ah, well I guess if you do a lot of traveling, this card would really make sense (and could even be considered a bargain).

Unfortunately, I do not live that life!

[limenko]

Originally Posted by Carolina

Unfortunately, I do not live that life!

Me neither, my travel is mainly in economy clas....

[redshirt1957]

Originally Posted by Carolina

Ooh, let me run out and apply for that one!

What does one get for the privilege of owning the Black Amex?

Goggle AMEX Black Card and you will see it went from Urban Legend to reality and is mostly for show and tell. Since I hate all forms of credit, I just carry around deeds to show off. Hey little girl, would you like to see the deed to my doublewide.

[limenko]

I need to start doing that, except my wife would kill me for showing the deeds off.

[Lion]

I'm not a big believer in credit cards so I own one Visa card and that's it!!!
I was taught that you do without until you can pay with cash.....

[Carolina]

Originally Posted by redshirt1957

Goggle AMEX Black Card and you will see it went from Urban Legend to reality and is mostly for show and tell. Since I hate all forms of credit, I just carry around deeds to show off. Hey little girl, would you like to see the deed to my doublewide.

[Jimbits76]

Originally Posted by Lion

I'm not a big believer in credit cards so I own one Visa card and that's it!!!
I was taught that you do without until you can pay with cash.....

I buy everything with a credit card.

Why?

Insurance!

Savings by buying online!

I'd rather use the bank's money by giving them a PIN than my own by using my debit card...the bank will be more inclined to recover it should the deal be screwed over.

I use my credit card and then pay them off!

J

[Lion]

Jim, the key is to pay off your credit cards every month. When I buy on line I use my one card and then pay it off. This way I do not owe interest and as you said have a record of the transaction. But I know in this day and age the pressures that be want you to use credit. But to me cash is still king!!!
Also I am totally debt free.....

[redshirt1957]

Originally Posted by Lion

Jim, the key is to pay off your credit cards every month. When I buy on line I use my one card and then pay it off. This way I do not owe interest and as you said have a record of the transaction. But I know in this day and age the pressures that be want you to use credit. But to me cash is still king!!!
Also I am totally debt free.....

Lets see? I have three ex-wives, a current wife, and four kids to put through college before I die. Do you call that debt or baggage?

[Lion]

Originally Posted by redshirt1957

Lets see? I have three ex-wives, a current wife, and four kids to put through college before I die. Do you call that debt or baggage?

It sounds like if you play you pay!!!

[Jimbits76]

Originally Posted by redshirt1957

Lets see? I have three ex-wives, a current wife, and four kids to put through college before I die. Do you call that debt or baggage?

Flog your two hundred and eighty nine Rolex watches you moaning redneck git!!!!!

It's only money!

J

[Carolina]

Great news! Hubby had his 6 week checkup with his surgeon, and things look good. He still has some post surgery pain, but his x-rays look excellent and the doc said that his recovery/prognosis is "better than most".

They want him to wait another month before getting on his bicycle, though.

[away36]

Originally Posted by Jimbits76

I buy everything with a credit card.

I use my credit card and then pay them off!

I do that! I'm a firm believer in "whatever I can get for free I take!"! One of my credit cards is used for all kinds of things, including our phone/cable/internet monthly bill etc. We just pay it as we go, but in the meantime, every year at Christmas time we end up with approximately $400-$500 in free groceries! I used my Sears Mastercard for a number of things and had enough points to get us $200.00 off our new snowblower, and still had enough points to get the snowblower cover for free!

[away36]

Originally Posted by Carolina

Great news! Hubby had his 6 week checkup with his surgeon, and things look good. He still has some post surgery pain, but his x-rays look excellent and the doc said that his recovery/prognosis is "better than most".

They want him to wait another month before getting on his bicycle, though.

Whoo hoo!! GREAT news Caroline!!!

[away36]

Originally Posted by Lisa

I never have understood annual fees. How do they justify that?

From what I've seen, cards with an annual fee often offer a much lower interest rate.

[Carolina]

Originally Posted by away36

I do that! I'm a firm believer in "whatever I can get for free I take!"! One of my credit cards is used for all kinds of things, including our phone/cable/internet monthly bill etc. We just pay it as we go, but in the meantime, every year at Christmas time we end up with approximately $400-$500 in free groceries! I used my Sears Mastercard for a number of things and had enough points to get us $200.00 off our new snowblower, and still had enough points to get the snowblower cover for free!

Nancy, what card do you use for this?

[away36]

Originally Posted by Carolina

Nancy, what card do you use for this?

The card is our President's Choice Financial Mastercard. Smartest move we ever made!

[Carolina]

Originally Posted by away36

The card is our President's Choice Financial Mastercard. Smartest move we ever made!

Shoot - Canada only.

[away36]

Originally Posted by Carolina

Shoot - Canada only.

There's GOTTA be some banks in the U.S. that have cards that offer "free" SOMETHING! I'm currently using my American Express card to collect Air Miles so when my son, his wife and the kids come here in September for my youngest son's wedding, it won't be as expensive! Any little bit helps!

[jdc]

Originally Posted by Carolina

Great news! Hubby had his 6 week checkup with his surgeon, and things look good. He still has some post surgery pain, but his x-rays look excellent and the doc said that his recovery/prognosis is "better than most".

They want him to wait another month before getting on his bicycle, though.

Great news

[Carolina]

Originally Posted by away36

There's GOTTA be some banks in the U.S. that have cards that offer "free" SOMETHING! I'm currently using my American Express card to collect Air Miles so when my son, his wife and the kids come here in September for my youngest son's wedding, it won't be as expensive! Any little bit helps!

There are tons, but I hate to wade through all the offers and terms. In the past, the ones I've seen had too many restrictions or fees to make it worthwhile. Bah.

[Carolina]

Originally Posted by jdc

Great news

Thanks, M!

[Lisa]

Originally Posted by Carolina

There are tons, but I hate to wade through all the offers and terms. In the past, the ones I've seen had too many restrictions or fees to make it worthwhile. Bah.

yes, I know I am too simple minded to analyze all of the different offers, fees, rewards, what have you. I just stick with one card, pay it off every month, and don't give it another thought. Don't care what the interest rate is. It doesn't cost me anything to use.

[away36]

Originally Posted by Lisa

yes, I know I am too simple minded to analyze all of the different offers, fees, rewards, what have you. I just stick with one card, pay it off every month, and don't give it another thought. Don't care what the interest rate is. It doesn't cost me anything to use.

I don't have a life, so I have all kinds of time to analyze things.

[mailman]

Originally Posted by Carolina

Great news! Hubby had his 6 week checkup with his surgeon, and things look good. He still has some post surgery pain, but his x-rays look excellent and the doc said that his recovery/prognosis is "better than most".

They want him to wait another month before getting on his bicycle, though.

That's the best news I've heard all day

[East Bay Rider]

Great success.

[Lion]

Originally Posted by Carolina

Great news! Hubby had his 6 week checkup with his surgeon, and things look good. He still has some post surgery pain, but his x-rays look excellent and the doc said that his recovery/prognosis is "better than most".

They want him to wait another month before getting on his bicycle, though.

Caroline, sounds like your husband got great news and getting on a bicycle in another month won't be to bad. He still has the whole summer and fall to get in his exercise!!!

[Lion]

Originally Posted by Lisa

yes, I know I am too simple minded to analyze all of the different offers, fees, rewards, what have you. I just stick with one card, pay it off every month, and don't give it another thought. Don't care what the interest rate is. It doesn't cost me anything to use.

Lisa, I consider you to be quite intelligent but do understand about not wanting to wade through all the credit card offers. I think I'd rather pull out a toenail then analyze all the different offers!!! LOL!!!

[Carolina]

Originally Posted by mailman

That's the best news I've heard all day

Originally Posted by Lion

Caroline, sounds like your husband got great news and getting on a bicycle in another month won't be to bad. He still has the whole summer and fall to get in his exercise!!!

Thanks, guys! I'm looking forward to hubby being free from back problems for the first time in years!!

[Lion]

Originally Posted by Carolina

Thanks, guys! I'm looking forward to hubby being free from back problems for the first time in years!!

Caroline, hopefully this happens and tell him to start walking to get ready for bicycling season!!!