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travisb · 14 June 2016, 06:59 PM

Always cash if it's in the 10k ish range.
Otherwise, CC and paid off right away.

henry333 · 14 June 2016, 07:19 PM

They care less... Credit card and cash is the same

dkmursalim · 14 June 2016, 07:21 PM

cash

brandrea · 14 June 2016, 07:24 PM

Credit card. Pay off entirely next statement.

Quailhunter · 14 June 2016, 07:27 PM

AMEX Platinum. The safeguards and the points are worth much more than a small discount.

qadhi · 14 June 2016, 08:09 PM

CC for points

rebel_1 · 14 June 2016, 08:12 PM

I've always paid cash unless it was a non local deal, then bank wire.

Rolex fan 61 · 14 June 2016, 08:13 PM

Credit card then you have the purchase insurance

airchitect · 14 June 2016, 08:40 PM

Always a card and always a discount

Racerdj · 14 June 2016, 08:48 PM

Personal check or ACH.

jrs146 · 14 June 2016, 08:49 PM

Amex usually as I like the points. Once I did use a Wells Fargo credit card which the AD offered me. It gave me 6 months interest free.

Sent from my iPhone using Tapatalk

beshannon · 14 June 2016, 08:53 PM

Credit card.

I like getting points to use for other things

TickTopia · 14 June 2016, 08:54 PM

Cash

outtatime · 14 June 2016, 09:05 PM

It's not against the card company's policy to charge less for a cash purchase, it's against their policy to charge MORE for a card purchase.

Just like its against PayPal's policy to advertise a price and then say "PayPal accepted +3% fees", and yet that is rampant across the forums.

RHIII · 14 June 2016, 10:29 PM

Quote:

Originally Posted by beshannon

Credit card.

I like getting points to use for other things

This ^^^^^ --- and then pay it off.

Sent from my iPhone using Tapatalk

locutus49 · 14 June 2016, 10:36 PM

Debit card and I get points.

Mike B · 14 June 2016, 10:38 PM

Credit Card, or if it's through a trusted online seller, Bank Wire.

jinikari01 · 14 June 2016, 10:56 PM

AMEX or PAYPAL.

Never in cash.

clb521 · 14 June 2016, 11:17 PM

Are ADs giving discounts when using credit card? They always tell me they can't. Was curious about that.

Sent from my SM-N910V using Tapatalk

antoflo · 14 June 2016, 11:29 PM

Quote:

Originally Posted by Hodog16

My AD told me that they get enough business with MC and Visa that CC charges are essentially treated same as cash. Trying to buy with Amex would be a different story.

I also have a Wells Fargo credit card through the jewelry store which allows for 0 percent interest for 12 months which also is treated same as cash.

Good to know that ADs get smaller credit card charges than other stores.

BlazeO · 14 June 2016, 11:36 PM

Amex - 2% cash back

antoflo · 14 June 2016, 11:41 PM

Thanks for your insights. I see that credit card and surprisingly cash are the clear winners.

If your AD offers the same discount whether you pay by cash or credit card then it is a no brainer and of course you should pay with plastic to enjoy the points/miles/cash back, depending on which game you are in.

In my case the AD offered to add 2 additional per cent of the agreed rebate if I paid with cash/cheque/wire. Then I crushed the numbers and thought that in my case 2% cash was better than points/miles given that I can buy most points/miles for less than 2 cent each (American Airlines miles, Avios, Alaska, Starpoints...).

Jamiewabbit · 15 June 2016, 12:09 AM

Amex, they said there is no difference between Amex and cash.....

beshannon · 15 June 2016, 12:11 AM

Quote:

Originally Posted by clb521

Are ADs giving discounts when using credit card? They always tell me they can't.

I always negotiate the price before paying. Never had anyone tell me I cannot use a credit card.

Business is business.

clb521 · 15 June 2016, 12:12 AM

Quote:

Originally Posted by beshannon

I always negotiate the price before paying. Never had anyone tell me I cannot use a credit card.

Business is business.

They always told me it depends on payment method. Usually why i buy from TS.

Sent from my SM-N910V using Tapatalk

arizonapaul · 15 June 2016, 12:16 AM

always CC to get the rebate, and always pay balance at months end when buying from AD

Rockrolex · 15 June 2016, 12:29 AM

I've only bought one watch from an AD. And they offered 1 year of interest free payments, which I took. All my other watches have been bought from Trusted Sellers here, grey dealers or from e-bay. Have not gotten stung yet.

GarageBMW · 15 June 2016, 12:30 AM

personal cheque

JS4LUV · 15 June 2016, 12:34 AM

bank draft or cash to get the best deal.

CashGap · 15 June 2016, 12:53 AM

A new credit card or cards with signup bonus. Hard to resist enough points for business class roundtrip to Europe free with a $10k watch purchase. $200 off for cash or $200 on a cash back card can't compare.

14 June 2016, 08:12 PM	#37
rebel_1 "TRF" Member Join Date: May 2010 Location: Florida Posts: 2,132	I've always paid cash unless it was a non local deal, then bank wire. __________________ Official Member: 'Perpetual 30' Vegas International GTG 2016 Official Member "WIS-CON" Las Vegas International GTG 2017

14 June 2016, 08:48 PM	#40
Racerdj 2024 Pledge Member Join Date: Apr 2013 Location: Indianapolis Watch: Patek-Philippe Posts: 16,832	Personal check or ACH. __________________ Rolex and Patek Philippe

14 June 2016, 08:49 PM	#41
jrs146 "TRF" Member Join Date: Aug 2011 Real Name: Josh Location: Lost in time Watch: Me Nae Nae Posts: 9,823	Amex usually as I like the points. Once I did use a Wells Fargo credit card which the AD offered me. It gave me 6 months interest free. Sent from my iPhone using Tapatalk __________________ "Sometimes the songs that we hear are just songs of our own." -Jerome J. Garcia, Robert C. Hunter

14 June 2016, 08:53 PM	#42
beshannon "TRF" Member Join Date: Jun 2009 Real Name: Brian Location: Northern Virginia Watch: One of Not Many Posts: 17,892	Credit card. I like getting points to use for other things __________________ IWC Portugieser 7 Day, Omega Seamaster SMP300m, Vacheron Constantin Traditionnelle Complete Calendar, Glashutte PanoInverse, Glashutte SeaQ Panorama Date, Omega Aqua Terra 150, Omega CK 859, Omega Speedmaster 3861 Moonwatch, Breitling Superocean Steelfish, JLC Atmos Transparent Clock

14 June 2016, 09:05 PM	#44
outtatime "TRF" Member Join Date: Jan 2010 Real Name: Jon Location: Toledo, OH Watch: Deepsea Posts: 1,136	It's not against the card company's policy to charge less for a cash purchase, it's against their policy to charge MORE for a card purchase. Just like its against PayPal's policy to advertise a price and then say "PayPal accepted +3% fees", and yet that is rampant across the forums. __________________ The above represents my opinion. I may be wrong, but that's how I feel. Scratches ≠ "Character"

14 June 2016, 06:59 PM	#31
travisb 2024 SubLV41 Pledge Member Join Date: Aug 2009 Real Name: Travis Location: FL / NYC Watch: Yes.. Posts: 33,423	Always cash if it's in the 10k ish range. Otherwise, CC and paid off right away.

14 June 2016, 07:19 PM	#32
henry333 "TRF" Member Join Date: Jan 2013 Real Name: Hendricks Location: USA Watch: 116600 Posts: 826	They care less... Credit card and cash is the same

14 June 2016, 07:21 PM	#33
dkmursalim "TRF" Member Join Date: Jan 2014 Location: jakarta Watch: Rolex,FM,Breitling Posts: 90	cash

14 June 2016, 07:24 PM	#34
brandrea 2024 SubLV41 Pledge Member Join Date: Jul 2013 Real Name: Brian (TBone) Location: canada Watch: es make me smile Posts: 77,832	Credit card. Pay off entirely next statement.

14 June 2016, 07:27 PM	#35
Quailhunter "TRF" Member Join Date: Apr 2016 Real Name: Doug Location: Georgia USA Watch: Rolex President Posts: 1,348	AMEX Platinum. The safeguards and the points are worth much more than a small discount.

14 June 2016, 08:09 PM	#36
qadhi "TRF" Member Join Date: Aug 2014 Location: Karachi, Pakistan Posts: 152	CC for points

14 June 2016, 08:13 PM	#38
Rolex fan 61 "TRF" Member Join Date: Jan 2015 Location: UK Posts: 1,262	Credit card then you have the purchase insurance

14 June 2016, 08:40 PM	#39
airchitect "TRF" Member Join Date: Mar 2012 Location: KY Watch: A few..... Posts: 3,796	Always a card and always a discount

14 June 2016, 08:54 PM	#43
TickTopia 2024 Pledge Member Join Date: Mar 2016 Location: Wild West, USA Posts: 1,417	Cash

14 June 2016, 10:36 PM	#46
locutus49 Banned Join Date: May 2014 Real Name: John Location: La Jolla, CA Watch: Platona Posts: 12,194	Debit card and I get points.

14 June 2016, 10:38 PM	#47
Mike B "TRF" Member Join Date: Jun 2008 Real Name: Mike Location: Gilbert, AZ Watch: DSSD, Omega SMP Posts: 3,055	Credit Card, or if it's through a trusted online seller, Bank Wire.

14 June 2016, 10:56 PM	#48
jinikari01 "TRF" Member Join Date: Jul 2013 Location: Chi Watch: 116710LN Posts: 642	AMEX or PAYPAL. Never in cash.

14 June 2016, 11:17 PM	#49
clb521 "TRF" Member Join Date: Nov 2009 Location: Sacramento, CA Posts: 529	Are ADs giving discounts when using credit card? They always tell me they can't. Was curious about that. Sent from my SM-N910V using Tapatalk

14 June 2016, 11:36 PM	#51
BlazeO "TRF" Member Join Date: Jun 2016 Location: New Jersey Posts: 2	Amex - 2% cash back

14 June 2016, 11:41 PM	#52
antoflo "TRF" Member Join Date: Jun 2016 Location: Canada Watch: DJII, Sub Posts: 597	Thanks for your insights. I see that credit card and surprisingly cash are the clear winners. If your AD offers the same discount whether you pay by cash or credit card then it is a no brainer and of course you should pay with plastic to enjoy the points/miles/cash back, depending on which game you are in. In my case the AD offered to add 2 additional per cent of the agreed rebate if I paid with cash/cheque/wire. Then I crushed the numbers and thought that in my case 2% cash was better than points/miles given that I can buy most points/miles for less than 2 cent each (American Airlines miles, Avios, Alaska, Starpoints...).

15 June 2016, 12:09 AM	#53
Jamiewabbit "TRF" Member Join Date: Oct 2012 Location: Asia Watch: Sea dweller Posts: 257	Amex, they said there is no difference between Amex and cash.....

15 June 2016, 12:16 AM	#56
arizonapaul "TRF" Member Join Date: Jan 2016 Real Name: Paul Location: Fountain Hills,Az Watch: All 3 Sea-Dwellers Posts: 975	always CC to get the rebate, and always pay balance at months end when buying from AD

15 June 2016, 12:29 AM	#57
Rockrolex TRF Moderator & 2024 SubLV41 Patron Join Date: May 2005 Real Name: God Location: Washington, D.C. Watch: What do you think? Posts: 37,945	I've only bought one watch from an AD. And they offered 1 year of interest free payments, which I took. All my other watches have been bought from Trusted Sellers here, grey dealers or from e-bay. Have not gotten stung yet. __________________ Despite the high cost of living, it's still very popular. *Tosser Cabinet Member* Official Member: 'Perpetual 30' Vegas International GTG 2016 Official Member "WIS-CON" Las Vegas International GTG 2017 Official Member "WIS-CON" Las Vegas International GTG 2018 Official Member "WIS-CON" Las Vegas International GTG 2019

15 June 2016, 12:30 AM	#58
GarageBMW "TRF" Member Join Date: Jul 2012 Real Name: Third Degree Location: Glenfinnan Watch: the step Posts: 1,892	personal cheque

15 June 2016, 12:34 AM	#59
JS4LUV Member Join Date: Jan 2011 Location: Canada Posts: 105	bank draft or cash to get the best deal.

15 June 2016, 12:53 AM	#60
CashGap "TRF" Member Join Date: Nov 2010 Real Name: Blank Location: Romo Posts: 1,465	A new credit card or cards with signup bonus. Hard to resist enough points for business class roundtrip to Europe free with a $10k watch purchase. $200 off for cash or $200 on a cash back card can't compare.

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