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Seekthefinest · 19 February 2018, 10:39 AM

How do people handle insurance coverage on their 116500 Daytona's. Since this is a watch that is not easily replaced at MSRP, do you insure at replacement value. My AD was willing to appraise at replacement value, but the annual premium is twice as much if I go that route.

Tools · 19 February 2018, 12:58 PM

Insurance typically is replacement value.

If you have a piece that is worth more than replacement, you need a valid appraisal proving it's real worth.

19 February 2018, 10:39 AM	#1
Seekthefinest "TRF" Member Join Date: Feb 2018 Location: The South Watch: 116500LN White Posts: 111	Rolex Daytona 116500 Insurance Value How do people handle insurance coverage on their 116500 Daytona's. Since this is a watch that is not easily replaced at MSRP, do you insure at replacement value. My AD was willing to appraise at replacement value, but the annual premium is twice as much if I go that route.

19 February 2018, 12:58 PM	#2
Tools TRF Moderator & 2024 SubLV41 Patron Join Date: May 2007 Real Name: Larry Location: Mojave Desert Watch: GMT's Posts: 43,488	Insurance typically is replacement value. If you have a piece that is worth more than replacement, you need a valid appraisal proving it's real worth. __________________ (Chill ... It's just a watch Forum.....) NAWCC Member

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