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10 August 2014, 04:31 AM | #1 |
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Join Date: Dec 2011
Location: New York
Posts: 632
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Insurance Deductibles on Rolexes
For those who insure their rolexes, what deductible do you select? Did you determine the deductible on the price of insurance or the replacement value of the watch?
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10 August 2014, 04:36 AM | #2 |
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Join Date: Jul 2014
Real Name: not stil
Location: USA
Watch: Rolex n Omega
Posts: 1,327
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10 August 2014, 05:19 AM | #3 |
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Join Date: Jul 2014
Real Name: Roger
Location: ...
Watch: AP/Rolex/PP
Posts: 6,309
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10 August 2014, 06:15 AM | #4 |
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Join Date: Sep 2012
Location: USA
Posts: 1,205
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I got $1000 deductible per occurrence rather with State Farm, but I'm thinking of changing it to 0 deductible. We have $48k in coverage and pay $60 a month.
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10 August 2014, 06:32 AM | #5 |
"TRF" Member
Join Date: Mar 2014
Real Name: Gary
Location: Oregon
Watch: 214270 216570
Posts: 707
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My SF deductible is $250.
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10 August 2014, 06:52 AM | #6 |
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Join Date: Apr 2010
Location: Los Angeles
Posts: 11
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SF, zero deductible. My yearly premium is 1% value of the amount insured.
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10 August 2014, 08:28 AM | #7 |
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Join Date: Oct 2012
Location: NYC
Watch: Me now
Posts: 19,372
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$0 deductible also
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10 August 2014, 11:24 AM | #8 |
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Join Date: Mar 2014
Location: United States
Posts: 37
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$0 deductible with SF, cost is 1% of value. They will also cover my maintenance cost for the recommended 5-7 year service.
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10 August 2014, 01:28 PM | #9 |
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Join Date: Feb 2011
Real Name: Craig
Location: Seattle-ish, USA
Watch: GMTIIc, AK, LVc
Posts: 7,022
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$0
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10 August 2014, 01:31 PM | #10 |
"TRF" Member
Join Date: Oct 2010
Real Name: dp
Location: chicago, usa
Watch: panerai
Posts: 2,369
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^^^^this
__________________
dp just living the dream chicago, usa chgo_risti on IG |
10 August 2014, 02:54 PM | #11 |
"TRF" Member
Join Date: Feb 2014
Real Name: Aaron
Location: Indianapolis, IN
Watch: 126600
Posts: 34
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$0 deductible. Full coverage policy is about $75 a year for me.
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