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Old 9 April 2013, 08:29 AM   #1
Alcan
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I'm special now.....

Dear Al ******,

PayPal is always working to improve your PayPal experience, and we’re happy to announce that more transactions are now eligible for Seller Protection.

Transactions that were once ineligible for Seller Protection due to unconfirmed addresses are now eligible. Your account associated with al******@****.** has been selected as an early participant in this change; PayPal will extend coverage changes to all accounts by the end of the year.

This new policy affects only those goods covered by Seller Protection. Intangibles remain ineligible for coverage. In responding to customer complaints, sellers must still follow the Seller Protection guidelines.

Thank you for being a valued customer.

Sincerely,

PayPal
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Old 9 April 2013, 08:33 AM   #2
wantonebad
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Lucky you Al!
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Old 9 April 2013, 09:29 AM   #3
77T
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Al, you really must be special...all I got today from PayPal was this

Amendment to the PayPal User Agreement.

PayPal is updating the In-Store Checkout experience. Currently, In-Store Checkout users can select both a Preferred Payment Method and a backup payment method. As of May 7, 2013, In-Store Checkout users will no longer be able to select a backup payment method. If you have already set a Preferred Payment Method and a backup payment method for In-Store Checkout and your Preferred Payment Method selection is PayPal balance, your Preferred Payment Method will be replaced with your currently set backup payment method. In all other cases, your Preferred Payment Method will not change and your backup payment method selection will be removed. In addition, when you make an In-Store Checkout payment and have available PayPal balance, your balance will be used to fund your transaction before your Preferred Payment Method, unless you have selected PayPal Credit as your Preferred Payment Method. Section 16 (Definitions) will be amended to include a new definition for a "Mobile In-Store Payment", which means using the check in function in the PayPal mobile application to pay with PayPal based on your proximity to the recipient’s location. The definition of In-Store Checkout will be amended to include Mobile In-Store Payments.

Also as of May 7, 2013, the PayPal Grace Period feature described in Section 3.16(f) will be no longer be offered. All references to PayPal Grace Period in the User Agreement will be removed, including Section 3.2 (Default Payment Methods), Section 3.16(f) (PayPal Grace Period), Section 7.1 (How to Close Your Account), Section 12.1 (Protections for Unauthorized Transactions and Other Errors), Section 13.2 (Eligibility Requirements for PayPal Purchase Protection), Section 13.3 (Ineligible Items for PayPal Purchase Protection), Section 13.5 (Dispute Resolution), and Section 16 (Definitions).
The following sections will also be amended to reflect the updates to In-Store Checkout:
3.2 Default Payment Methods. When you make a payment, if you have not selected a Preferred Payment Method, PayPal will fund your transaction in this order:
Balance
Instant Transfer from your bank account
PayPal Credit
Debit card
Credit card
eCheck
Note: If you do not want to use your Balance, you can withdraw it before making a payment.
3.3 Preferred Payment Method. You may select a Preferred Payment Method each time you make a payment, except when making a Preapproved Payment, a No Log-In Payment, or an In-Store Checkout payment. Certain funding sources may not be available for certain products; if there are funding source limitations, these will be disclosed to you as part of your transaction flow for the specific product in question. For a Preapproved Payment or, in most instances, a No Log-In Payment, you can select a Preferred Payment Method when you provide your initial authorization for this payment and through the My Preapproved Payment section of your Account Profile (it may be called "Backup Payment Method"). For In-Store Checkout payments, you may change your Preferred Payment Method in your Account Profile prior to initiating your transaction.

If you select a Preferred Payment Method but have available Balance in your Account, your Balance will be used to fund your payment first. If you set a PayPal Credit product or eCheck as your Preferred Payment Method in your Account Profile, it will be used to fund your PayPal payments first, even if you have a Balance.
3.8 Preapproved Payments. A Preapproved Payment, including an In-Store Checkout payment, is a payment in which you authorize a Merchant to directly charge your Account on a one-time, regular, or sporadic basis. Preapproved Payments are sometimes called "subscriptions", "recurring payments", "preauthorized transfers" or "automatic payments". Within 2 Business Days of any Preapproved Payment made from your Account, you will receive a confirmation of this transaction by email. The following applies to any Preapproved Payments you make:
Preapproved Payments for In-Store Checkout . For In-Store Checkout transactions, if we are not able to get an authorization from the Preferred Payment Method you have set with us but we allow you to proceed with the transaction and pay the Merchant, you authorize us to debit your PayPal Account or any of the Payment Methods linked to your PayPal Account to fund your transaction or recover any amounts we paid the Merchant on your behalf. We will only recover up to the amount of the In-Store Checkout transaction you authorized and we paid. You may cancel the authorization for In-Store Checkout in your Account Profile, but you will still be able to pay in stores using Mobile In-Store Payments.
3.16(a) In-Store Checkout, General. In-Store Checkout allows you to make payments using your PayPal Account in a Merchant’s physical store if the Merchant accepts PayPal. In-Store Checkout payments are made using your mobile phone number, a PayPal payment card (the "PayPal Payment Card"), or Mobile In-Store Payments. You must confirm your mobile phone number with PayPal by registering it with PayPal, setting a PIN, and receiving a confirmation from us via SMS. You request a PayPal Payment Card when you sign up for In-Store Checkout at www.PayPal.com/anywhere. If you do not receive your PayPal Payment Card within 14 Days after requesting it, or if your card is lost or stolen, you must follow the procedures set forth in Section 12 to report the lost or stolen card.
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Old 9 April 2013, 10:36 AM   #4
cop414
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Geeze,
That's a lotta fine print!
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Old 9 April 2013, 10:48 AM   #5
joe100
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They're always placing random 30 day holds on me. Nothing but good transaction with the theifs but they still penalize me. If you haven't been nailed with a 30 day hold just you wait, you will!

It's happened 3 times now but they always mysteriously disappear
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