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ddommen · 17 January 2008, 02:55 AM

Hi do you insure your watch on your household insurance. I have added mine to my policy and they see it is covered for any eventuallity, however what do you think would happen if the glass was smashed for example. Would the insurance company make me have the watch repaired at any old repairers, or would they send it to Rolex? Does anybody have any experience on claims?

wantonebad · 17 January 2008, 03:13 AM

I don't have experiance in claims but Iassume it depends on your coverage and your deductable. For me I'm insured against loss or catastrophic damamge but I wouldn't/couldn't make a $500 claim for a new crystal because of my deductable. I'm just coved if it's a total loss, repairs are my responsibility

SPACE-DWELLER · 17 January 2008, 03:47 AM

Louisa,

I was once involved in a traffic accident where a car hit my as I was riding my bicycle. I flew over the roof and landed on my left arm. Luckily I got away with some minor scuff marks, but the SS Sub Date I had at the time got a nasty scratch on the crystal and bezel and some small scratches on the case and band.

I phoned my insurance company about it, and they just to me to have it repaired and then send the bill to them, which I did. A new crystal, bezel and total service was DKR. 4,950 back then (about 900 US Dollars).

CPCC · 17 January 2008, 07:23 AM

I just got insurance at $263 for 12 months.

Arrows58 · 17 January 2008, 08:04 AM

In the UK try THMarch insurance they insure my watch, as my housing insurance wouldn't up the single item limit..

http://www.thmarch.co.uk/Jewellery+I...e/index.xalter

Try them.

Ian

hbbfam · 17 January 2008, 10:45 AM

A client of mine reommended that I join AARP to get access to their insurance. I did. The car insurance alone was amazing (through The Hartofrd). They now carry my home owners insurance and provide very inexpensive riders that provide replacement value insurance for my Expy II for any circumstance. Not that many of you would qualify to jon AARP (you must be 50), but its like $12/year to join and the insurance quotes are worth it.

karmatp · 17 January 2008, 10:56 AM

My watches are insured by a 12 gauge shotgun and a 357 Mag....

BuffaloRolex · 17 January 2008, 11:05 AM

Quote:

Originally Posted by karmatp

My watches are insured by a 12 gauge shotgun and a 357 Mag....

Mine are protected by my black belt---I will whip that belt and give you a mighty bruise.

LouCan · 17 January 2008, 11:08 AM

JEWELERS MUTUAL INSURANCE is possibly the best deal. If anything at all happens to your watch. even if it mysteriously dissapears. its covered. $10,000 Rolex YM TT MOP for $135. They will cut you a check for the amount of the appraisal

17 January 2008, 02:55 AM	#1
ddommen Member Join Date: Jan 2008 Real Name: Louisa Location: England Watch: DJ Blue Dial Posts: 70	Watch insurance Hi do you insure your watch on your household insurance. I have added mine to my policy and they see it is covered for any eventuallity, however what do you think would happen if the glass was smashed for example. Would the insurance company make me have the watch repaired at any old repairers, or would they send it to Rolex? Does anybody have any experience on claims?

17 January 2008, 03:47 AM	#3
SPACE-DWELLER "TRF" Member Join Date: Apr 2007 Real Name: Bo Location: Denmark Watch: Rolex, of course! Posts: 22,436	Louisa, I was once involved in a traffic accident where a car hit my as I was riding my bicycle. I flew over the roof and landed on my left arm. Luckily I got away with some minor scuff marks, but the SS Sub Date I had at the time got a nasty scratch on the crystal and bezel and some small scratches on the case and band. I phoned my insurance company about it, and they just to me to have it repaired and then send the bill to them, which I did. A new crystal, bezel and total service was DKR. 4,950 back then (about 900 US Dollars). __________________ With kind regards, Bo LocTite 221: The Taming Of The Screw...

17 January 2008, 07:23 AM	#4
CPCC "TRF" Member Join Date: Dec 2007 Real Name: Bill Location: USA Posts: 1,857	I just got insurance at $263 for 12 months. __________________

17 January 2008, 03:13 AM	#2
wantonebad 2025 TitaniumYM Pledge Member Join Date: Nov 2007 Location: USA Watch: 126600, 116500LN Posts: 12,851	I don't have experiance in claims but Iassume it depends on your coverage and your deductable. For me I'm insured against loss or catastrophic damamge but I wouldn't/couldn't make a $500 claim for a new crystal because of my deductable. I'm just coved if it's a total loss, repairs are my responsibility

17 January 2008, 08:04 AM	#5
Arrows58 "TRF" Member Join Date: Dec 2007 Real Name: Ian Location: England Watch: Sea-Dweller Posts: 273	In the UK try THMarch insurance they insure my watch, as my housing insurance wouldn't up the single item limit.. http://www.thmarch.co.uk/Jewellery+I...e/index.xalter Try them. Ian

17 January 2008, 10:45 AM	#6
hbbfam "TRF" Member Join Date: Sep 2007 Real Name: Howard Location: Chandler, AZ Watch: Omega SMP300 Posts: 458	A client of mine reommended that I join AARP to get access to their insurance. I did. The car insurance alone was amazing (through The Hartofrd). They now carry my home owners insurance and provide very inexpensive riders that provide replacement value insurance for my Expy II for any circumstance. Not that many of you would qualify to jon AARP (you must be 50), but its like $12/year to join and the insurance quotes are worth it.

17 January 2008, 10:56 AM	#7
karmatp "TRF" Member Join Date: Sep 2007 Real Name: Trevor Location: Arizona Posts: 5,740	My watches are insured by a 12 gauge shotgun and a 357 Mag....

17 January 2008, 11:08 AM	#9
LouCan Member Join Date: Jun 2007 Real Name: Lou Location: New Jersey Watch: YM TT MOP Posts: 323	JEWELERS MUTUAL INSURANCE is possibly the best deal. If anything at all happens to your watch. even if it mysteriously dissapears. its covered. $10,000 Rolex YM TT MOP for $135. They will cut you a check for the amount of the appraisal

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