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#1 |
"TRF" Member
Join Date: Aug 2013
Location: Uk
Posts: 192
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Who has insurance
Having just brought my AP, and normal content insurance does not cover the value,
Do you all insure your watches And if so and in the uk, any heads up on companies would be appreciated |
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#2 |
"TRF" Member
Join Date: Aug 2008
Real Name: Bryan
Location: Oregon
Posts: 7,399
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Absolutely! A lot of money tied up in this little hobby of ours.
__________________
Rolex / Panerai / Omega |
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#3 |
"TRF" Member
Join Date: Nov 2009
Real Name: Andreas
Location: Margaritaville
Watch: Smurf
Posts: 19,879
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Yes of course!
__________________
Yeah, well, you know, that's just, like, your opinion, man. |
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#4 |
"TRF" Member
Join Date: Oct 2011
Real Name: Jim
Location: Orange County, CA
Watch: Rolex, AP & Patek
Posts: 3,752
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Yes all of them are fully insured. Paying the monthly premium isnt fun but it really offers peace of mind and lets me wear them/enjoy them more.
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#5 |
"TRF" Member
Join Date: Jun 2011
Location: N/A
Watch: N/A
Posts: 315
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I see you are UK based, I've got mine covered by John Lewis. There normal policy won't cover it if it's value exceeds £15k (from memory) but they do offer specialist insurance separately that will cover this amount.
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#6 |
"TRF" Member
Join Date: Jul 2013
Location: NYC
Watch: 326939
Posts: 66
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I use perfectcircleinsurance in the US and for a 15k watch is 80 bucks a years. Covers everything; lost, stolen broken etc.. Great place, have yet to use it but heard good things.
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#7 |
"TRF" Member
Join Date: Feb 2013
Real Name: Roger
Location: Hong Kong
Watch: Too many!
Posts: 6,132
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I pay about 1.5% for all risks globally. It's probably more than I should be paying, but they load it hard on very high value items.
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#8 |
"TRF" Member
Join Date: Dec 2013
Location: Houston
Posts: 141
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#9 |
"TRF" Member
Join Date: Jan 2013
Real Name: SMD
Location: LGA/EWR/ORD
Watch: AP/PP
Posts: 3,711
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Is this insured in NYC? I checked them out and a $15,000 watch with a $1,000 deductible is quoted at $246 per year. Basically it is almost $1,000 per year to insure two divers (ss and ceramic) and a 15400.
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#10 |
"TRF" Member
Join Date: Nov 2012
Real Name: Russ
Location: NY
Watch: Never enough
Posts: 137
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Absolutely ... Went through Jewerlers Mutual/ Perfect Circle.
__________________
16233 DateJust TT Champagne with Diamond Dial,116622 Yacht-Master Blue Sunray Dial,Tudor Black Bay 58,1970 LeJour Chrono on Pillow Case Instagram:the_watchwinder Instagram:buffalo_wristwatch |
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#11 |
"TRF" Member
Join Date: Apr 2012
Real Name: Alex
Location: Chicago
Watch: AP,PP, Rolex
Posts: 37,156
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I have a rider with my home insurance
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#12 |
"TRF" Member
Join Date: Feb 2013
Location: N/A
Watch: N/A
Posts: 1,374
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AXA cover up to £15k I believe.
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#13 |
Member
Join Date: Nov 2013
Location: Singapore
Posts: 21
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Anyone who has insured their watch in Singapore?
Would love to know details of a good Insurance company here.. |
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#14 |
"TRF" Member
Join Date: Oct 2012
Real Name: Jim
Location: England
Posts: 416
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Mine is in UK and done through my home insurance but had to pay a small amount extra. Done through Aviva
Sent from my iPad using Tapatalk |
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#15 |
"TRF" Member
Join Date: Feb 2014
Real Name: Bill Mascottie
Location: Plantation
Watch: Submariner
Posts: 41
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I just applied for insurance thru Jewelers Mutual. $104 for $9100
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#16 |
"TRF" Member
Join Date: Jan 2010
Real Name: Jon
Location: Toledo, OH
Watch: Deepsea
Posts: 1,136
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You must have a really high deductible, I'm getting an estimate of $150 for $12k of coverage with $0 deductible.
__________________
The above represents my opinion. I may be wrong, but that's how I feel. Scratches ≠ "Character" |
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#17 |
"TRF" Member
Join Date: Oct 2012
Location: NYC
Watch: Me now
Posts: 19,412
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Separate rider on home owners with $0.00 deductible,
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#18 |
"TRF" Member
Join Date: Aug 2013
Location: Uk
Posts: 192
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Finding many quotes come around £600-700 on Royal oak offshore
Settled with a specialist company including home contents ins for 600 all in a deal i think |
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#19 |
"TRF" Member
Join Date: May 2012
Real Name: Alex
Location: Gotham City
Watch: IG: Mr_Right_NYC
Posts: 5,672
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Who has insurance
I have it through my home owners insurance - roughly 2% of the value of the item with a 150% guaranteed replacement cost of stated value.
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#20 |
Member
Join Date: Feb 2014
Location: NYC
Watch: PP, AP, Rolex, IWC
Posts: 71
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Just had quote today, $1504.00 per annum with $1000 deductible - a little steep?
Worth mentioning that one piece is PP 5205r others are AP SS RO, Gmt II BLNR & DJ.... Any recommendations?? |
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#21 |
"TRF" Member
Join Date: Jul 2009
Location: Cave
Watch: Sundial
Posts: 33,950
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Every single one of them.
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#22 |
Member
Join Date: Feb 2014
Location: NYC
Watch: PP, AP, Rolex, IWC
Posts: 71
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