Victim of a bank reverse scam UK

[JSolution]

Just looking for any insight if this may of happened to anyone else (UK specific)

So I did some work for a guy, who has now moved away (along with the money he owes me).

He paid me several relatively small sums of my money in succession at the start of the month.

From what I can gather through research and talking to people (the fraud team will not tell me what’s going on) I’m 99 per cent certain this guy has gone into the bank and said he never sent this money and it’s fraudulent.

The bank have now frozen my ENTIRE account the money in question of this particular account is around ten per cent.

I’ve provided information as to why he paid me, given my supporting evidence etc.

The customer service team will not give me any information at all other than that my bank is restricted untill further notice.

I could understand holding back the amount in question but, my whole account!?

Angry to say the least. I have no way to get hold of this guy and it feels like it’s down to me to prove my innocence. Absolutely ridiculous.

Has anyone experienced this?

[Tomas Eriksson]

Did he pay you for work that should fall under the tax laws? Did he transfer money into a personal bank account?

[JSolution]

Originally Posted by Tomas Eriksson

Did he pay you for work that should fall under the tax laws? Did he transfer money into a personal bank account?

The money was paid into a personal account yes.

[White Collar Boy]

Gawd. No such experience but so sorry to hear this Jay.

[1st amg]

This is not going to be easy to deal with Jay. I have not dealt with this personally, but a close friend of mine had a similar situation and it did not go away for a couple of months. Hopefully, with your connections, you can escalate this to upper management and get some answers.

[Mifune]

sounds like someone was using illicit funds... or at least funds that the Central governments deems Illicit.

this is going to become more common when a CBDC comes into play.

[rootbeer7]

The only way to reverse a transaction in the UK is for sender to claim they did not authorise or for reasons of fraud. I have never heard of receivers account being frozen. It sounds like the sender in this case has suggested you have received the funds fraudulently or perhaps forced him to. What a pain. Good luck.